Fire in a shared attic: the compensation dispute was remitted

The court required examination of fire-safety measures and the basis of the association’s liability.

Owner XX sought compensation from Korteriühistu XX Narva for water damage caused while extinguishing a fire in the shared attic. The association disputed liability and the amount of loss; insurer If P&C Insurance AS participated as a third party. The first-instance court dismissed the claim for lack of proof of a breach by the association. The appellate court reversed and remitted the case. Association duties may arise directly from statute, rather than solely from its articles or meeting resolutions. Maintaining the common attic and basic fire safety are association responsibilities; failure to act may give rise to liability. The cause of the fire remained unresolved. The association must prove what safety measures it took; the court pointed to the need for a Päästeamet assessment of fire safety. Liability insurance does not remove the injured owner’s right to claim against the association. The insurer’s willingness to reimburse part of the loss and payments to other owners required examination, but did not constitute a final award in this claim. On rehearing, liability must be established first and the amount of loss then examined. The first-instance court will allocate costs according to the new outcome.

The dismissal was reversed and the case remitted; liability and the amount of compensation remain undecided.